Wire in, crypto out

Collect by SWIFTSEPAACHcardSWIFT Settle in USDTUSDCUSDT

One dedicated IBAN takes client deposits from $250 to $100,000 and pays you out in stablecoins.

Illustrative deposits, before fees.

$250Minimum single deposit
5 chainsEthereum, Tron, Solana, Polygon, BNB Chain
5-10 daysFrom application to live IBAN
  • SWIFT
  • SEPA
  • SEPA Instant
  • ACH
  • Fedwire
  • Faster Payments
  • CHAPS
  • Visa
  • Mastercard
  • USDT
  • USDC
  • Ethereum
  • Tron
  • Solana
  • Polygon
  • BNB Chain

Built for books where the smallest and largest deposits are far apart.

One account handles a first-time client funding $250 and a trader wiring $100,000.

Trading monitors showing green candlestick charts

Forex and CFD brokers

Clients fund trading accounts with a SWIFT or SEPA transfer. The balance lands in your treasury as crypto.

  • SWIFT, SEPA and ACH into one IBAN
  • Card deposits for first-time clients
  • Settled in USDT or USDC
Trader at night in front of two chart screens

Prop trading firms

Take payments from traders worldwide by bank or card, starting at $250.

  • Payments from clients worldwide
  • B2C and B2B withdrawals supported
  • Crypto settlement on five networks
Glowing network of connected nodes

Affiliate networks

Collect fiat from partners and customers. Keep the books in crypto.

  • Bank transfer and card from anywhere
  • One IBAN for every deposit size
  • Books kept in stablecoins
Stacks of green and amber glass coins

Crypto exchanges and OTC desks

Accept bank transfers and card payments without opening a new banking relationship.

  • Fiat in by bank or card
  • USDT or USDC out
  • Ethereum, Tron, Solana, Polygon, BNB Chain

Collection in, settlement your way.

A ticket range that covers the whole book on the way in. Your choice of asset on the way out.

Collection

Whitelisted, pre-approved channels for client deposits. Not just the easy half of your book.

  • Deposits from $250 to $100,000
  • Whitelisted payment channels
  • Bank transfer and card deposits from anywhere
  • B2C and B2B withdrawals supported

Settlement

Settled to you in crypto or to a bank account, on terms agreed in writing before you sign.

  • Crypto or fiat settlement, your choice
  • USDT or USDC on five networks
  • Terms in writing before signature
  • No repricing without written notice

Accept deposits from clients worldwide.

Local rails in Europe, the UK and the US. SWIFT transfers and cards almost everywhere else.

United StatesACH, Fedwire United KingdomFaster Payments, CHAPS EuropeSEPA, SEPA Instant Rest of worldSWIFT, Visa, Mastercard

Coverage depends on your business and your clients' jurisdictions. Restricted and sanctioned countries are excluded, and we confirm the list for your setup during onboarding.

$250 to $100,000
USD
You receive
9,950.00USDT

$400.00 more than a high-risk card processor

Card processor $9,550.00 $400.00
Bank wire + exchange $9,750.00 $200.00

Collect this every month and keep $4,800 more a year than with a card processor.

Pricing

Keep more of every deposit.

One flat fee on each deposit, settled to your wallet in USDT or USDC.

0.5%*Fee per deposit
Talk to Sales

*Indicative. Fees vary case to case with monthly volume, ticket mix and risk profile, and final pricing is agreed in writing before you sign. Comparison figures are illustrative industry estimates, not quotes: high-risk card processing at 4.5% and a bank wire followed by an exchange conversion at 2.5%.

Most collection rails were not built for this book.

Same client, same deposit. Two very different outcomes.

Typical rail AltPay
Ticket range

Caps at a few thousand. Your best funding clients quietly stop.

$250$100,000

From $250 to $100,000 per deposit, through one IBAN.

Settlement
FiatConvertWaitCrypto

You hold crypto, they settle fiat. Every cycle becomes a conversion job.

DepositUSDT or USDC

Settled straight to your wallet, or to a bank account if you prefer.

Terms
  • After you integrate
  • RateRaised
  • ReserveIncreased
  • SettlementSlower

Terms move once you are integrated, when switching is hardest.

  • After you integrate
  • RateAs signed
  • ReserveAs signed
  • Any changeWritten notice first

Terms agreed in writing before you sign. No repricing without written notice.

From wire to wallet.

AltPay sits between your clients' banks and your crypto treasury. Global bank and card reach on the way in, stablecoin speed on the way out.

Talk to Sales
  1. Client deposits

    Your client pays by bank transfer or card, from anywhere, from $250 up to $100,000.

  2. Lands in your IBAN

    Every deposit arrives in your dedicated AltPay IBAN, matched to the client reference.

  3. Whitelisted processing

    Funds clear through pre-approved payment channels on established bank and card networks.

  4. Settlement

    We convert and settle to your wallet in USDT or USDC, on the network you choose.

Onboarding

Live in 5 to 10 business days.

Four steps from the first call to a working IBAN.

  1. Talk to Sales

    Tell us your business type, markets and monthly volume.

  2. Submit documents

    Send the verification pack for your entity. We share the exact checklist.

  3. Review and approval

    We review your documents. Checks depend on transaction type and size.

  4. Receive your IBAN

    Your dedicated IBAN is issued and you start collecting.

Businesses (KYB)

  • Certificate of incorporation
  • UBO details
  • Invoices

Individuals (KYC)

  • Government-issued photo ID
  • Proof of address

Crypto to fiat needs no KYC for transactions up to $50,000. Fiat to crypto always requires KYC.

Abstract render of layered glass panels lit by thin green lines
Structure

How this is set up.

Where the money moves and who checks it, before you commit.

Partners

Collection and settlement run through established banking and payment partners.

Checks

Verification depends on transaction type and size, and account activity is monitored after onboarding.

Details

We walk you through the full structure during onboarding, before you sign anything.

Frequently asked.

Can't find your answer? Talk to our team.

Who is AltPay built for?

Forex and CFD brokers, prop trading firms, crypto businesses and affiliate networks that need to collect client deposits by bank transfer or card and settle in crypto.

What is the minimum and maximum deposit?

Deposits start at $250 and a single deposit can go up to $100,000.

Which payment networks do you accept?

Bank transfers by SWIFT, SEPA, SEPA Instant, ACH, Fedwire, UK Faster Payments and CHAPS. Cards by Visa and Mastercard.

How do I receive settlement?

Funds are settled to your wallet in USDT or USDC on Ethereum, Tron, Solana, Polygon or BNB Chain.

What does whitelisted mean?

Payments go through pre-approved, trusted channels, which means smoother and more reliable processing.

How long does onboarding take?

Onboarding is completed in 5 to 10 business days.

What verification do I need?

It depends on the transaction type and amount. Fiat to crypto requires KYC. Crypto to fiat needs no KYC up to $50,000; above that, KYC applies. Individuals provide government photo ID and proof of address. Businesses provide incorporation documents, invoices and UBO details.

Bring wire deposits to your platform.

Larger tickets, lower minimums, settled in crypto. Tell us about your book and our team will get back to you.

  • A walkthrough of the setup for your business type
  • Pricing for your volume, in writing
  • The document checklist for onboarding
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